Schroder Indonesia Expects Fund Growth to Slow to 20%

PT. Schroder Investment Management Indonesia, the nation's biggest mutual fund manager, said asset growth may slow to 20% this year as a "difficult" stock market curbs gains in share prices and sales.
Growth may decline from 50% last year, Michael Tjoajadi, deputy chief executive at Schroder, said in an interview in Jakarta on Friday. Mutual fund product sales may contribute about 10% of this year's growth, and asset value gains may account for the rest, Tjoajadi said.
The Jakarta Composite Index fell 0,7% in the first quarter, the first drop since the three months ended December 2008, amid concern rising oil prices will prompt the government to cut fuel subsidies, adding to inflation. Shares on the index are valued at an average 14.8 times estimated earnings, down from last year's high of 18.49 on Dec. 9, according to data compiled by Bloomberg.
"It's a difficult market amid uncertainty over the oil price and its impact on the global economy," Tjoajadi said. "People get in and out of mutual funds because they try to beat the timing of a market recovery when they should just stay on."

The Jakarta Post
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Lis Setiawati
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Bahasa Inggris Bisnis 2

Judicial Commission to Spread Network

The Judicial Commission and nine regional legal aid NGOs signed a memorandum of understanding on Friday to establish regional monitoring posts in nine provinces in an attempt to expand the national justice-monitoring network.
"This monitoring network is an absolute necessity to ensuring law enforcement in Indonesia," commission secretary general Muzayyin Mahbub told The Jakarta Post. "I believe it will help the commission greatly."
The commission had previously cited "the inability to legally establish offcial regional offices and the low level of public awareness of the need to report ethical violations by regional judges" as two reasons to create the monitoring network.
"These posts are expected to assist the commission handle public complaints and monitor judges performances in their respective provinces," commission spokesperson Asep Rahmat Jafar said.
During the 2009-2010 period, the commission had established similar posts in nine other regions: North Sumatra, Riau, South Sumatra, East Java, East Kalimantan, South Sulawesi, Southeast Sulawesi, Bali and West Nusa Tenggara.
The nine posts altogether monitored 35 trials and processed 32 public complaints during the period.
This year, the new posts will be established in Aceh, West Sumatra, Lampung, Jakarta, West Java, Central Java, Yogyakarta, Central Sulawesi and North Sulawesi.

The Jakarta Post
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Bahasa Inggris Bisnis 2

10 Small Parties Merge to Contest 2014 Elections

As many as 10 non-legislative parties have agreed to merge into one bigger party in an attempt to pass the recently increased electoral requirements ahead of the 2014 general elections.
The National Union Party (PPN) would be officially inaugurated in June, said Didi Supriyanto, head of the 10 parties' team tasked with preparing the new party's establishment. "We just finished consolidating the parties' branches at regional levels in all 33 provinces," Didi told The Jakarta Post on Friday.
He said the party would be registered at the Law and Human Rights Ministry by the end of June.
The ministry has announced that the registration will be closed in mid-August, after which ministry officials will begin verifying the registered parties.
Once the PPN is established, Didi will leave his position as secretary general of the Democratic Renewal party (PDP), one of the 10 merging parties.
The other nine parties are the Freedom Bull National Party (PNBK), the Regional Unity Party (PPD), the National Sun party (PMB), the Indonesian Democracy Vanguard Party (PPDI), the Indonesian Democracy Devotion Party (PKDI), the Pioneer Party, the Patriot Party, the Prosperous Indonesia Party (PIS) and the Indonesian Youth Party (PPI).
The PPn would be a nationalist party with the slogan, "the Bhinneka Tunggal Ika (Unity in Diversity) and Pancasila are not negotiable!" Didi said. One of the forming parties, the PMB, is a Muslim-based party linked to Muhammadiyah, the nations's second-largest Islamic Organization.

"The Jakarta Post"
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Bahasa Inggris Bisnis 2

Australian Navy Ships to Visit Surabaya

Commanders and crew of Royal Australian Navy ships HMAS Ballarat and HMAS Parramatta will be officially welcomed at Jamrud Utara Berth in Surabaya on Saturday as part of a goodwill visit to Indonesia, the Australian Embassy in Jakarta said in apress statement on Friday.
HMAS Ballarat and HMAS Parramatta, ANZAC Class frigates, will arrive with more than 350 crew for a three-day visit to Indonesia from April 16 to 19.
During the visit, the crew will participate in social and professional activities with the Indonesia Navy, further strengthening the relation-ship between the two countries.
"The relationship between the Royal Australian Navy and the Indonesian Navy is very strong and is based on professional respect and friendship. We have been working hard together to develop our partnership across a broad range of naval and security matters, including strategic level discussions, training and education, exercises and operational cooperation," HMAS Ballarat Commander Guy Blackburn said.

"The Jakarta Post"
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Bahasa Inggris Bisnis 2

RI Plans Minimum Price For Coking Coal

Indonesia plans to set a monthly minimum price for coking coal, said an official at the Energy and Mineral Resources Ministry.
The government may use various price indexes as a base for the benchmark, Bambang Gatot Ariyono, director of coal development at the ministry, said in an interview in Jakarta on Friday. He didn't give details on the price formula or the timeframe for the plan.
Indonesia, the world's largest exporter of thermal coal, has since February 2010 set reference prices to guide producers in writing contracts and calculating royalty payments to the government.
The price for coal with a gross energy value of 6,322 kilocalories a kilogram was cut 3,6 percent in March from a month earlier to US$122.43 a metric ton, the first reduction since September.
Coking coal will likely average about $285 a ton this year as prices remain "well supported" by global steel demand, Deutsche Bank AG said in a report Thursday.

"The Jakarta Post"
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Bahasa Inggris Bisnis 2

PT. MRT Expects Local Firms to Join Project

PT. Mass Rapid Transit (MRT) Jakarta announced an invitation for the city's first MRT construction project, saying it expected to draw more local contractors to the project.
The city-owned company placed announcements of pre-qualification for the first phase of the MRT project in major newspaper Friday.
"We are going to divide the first phase into six packages. I hope most of the tender winners will be local contractors," Rachmadi, PT. MRT's director for engineering, said Friday.
The cost of the MRT will be covered mostly by a Y 120 billion (US$ 1.4 billion) soft loan from the Japan International Cooperation Agency (JICA). The total cost of the projec is estimated at Y144 billion.
Rachmadi said there would be a main Japanese contractor in the project, but the company would prioritize local contractors.
The first phase of the project involves the construction of an MRT central station and depot and a line running from Lebak Bulus in South Jakarta to the Hotel Indonesia traffic circle in Central Jakarta. The 15.5 kilometer-long route will run for 10.5 kilometers above ground and 5 kilometers underground.

"The Jakarta Post"
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Lis Setiawati
27209017
3EB10
Bahasa Inggris Bisnis 2

Bad Friday

When suicide bomber blew himself up in a mosque inside the Cirebon Police complex in West Java on Friday, terrorists sent yet another message that they would never stop their attack on humanity in Indonesia.
No one expected the explosion just before a Friday prayer, therefore the suspected terrorist found it easy to secure a place close to Cirebon Police chief Adj.Sr.Comr.Heru Koco, who was among the 26 people injured in the incident, which occurred a week ahead of Good Friday.
The Cirebon blast, the previous attacks on Istiqlal Mosque in Jakarta and Syuhada Mosque in Yogyakarta in 1999, the simultaneous bombings of churches on New Year's Eve in 2000, the carnage in Bali in 2002 and 2005, the hotel and embassy attacks in Jakarta in 2003, 2004 and 2009 and other acts of terror plaguing the country only underline the fact that such heinous attacks could take place anywhere.
Only recently, most-wanted 2002 Bali bomber Umar Patek was reportedly captured in Pakistan. But, as seen in the latest bombing and a hatful of attacks preceding it, the terror group has never fallen short of recruits ready to die for their cause, no matter what happened to their leaders.
Countries such as Australia have been on alert for fresh attacks in Indonesia following the arrest of Patek, which has so far remained unconfirmed by the Indonesian police.
It comes as no surprise, actually, that terrorists targeted the police as happened in Cirebon on Friday, in the bank heist in Medan and the killing of two police officers in the Central Java town of Purworejo last year. Since the twin hotel bombings in Jakarta in July 2009, the police's counter-terrorism squad has stepped up its efforts to clamp down on terror networks across the country.

"The Jakarta Post"
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Lis Setiawati
27209017
3EB10
Bahasa Inggris Bisnis 2

Beware Invisible Police

For those who habitually ignore traffic signals in the absence of police officers, you must immediately cease. such bad habits or someone may come knocking at the front door of your house, bringing you an invitation to a court hearing and requiring you to pay a fine for your violation.
The new ticketing system will be possible after the Jakarta Police install monitoring cameras at intersections across the city. The police have installed cameras at the Sarinah intersection on Jl. Thamrin, Central Jakarta, and plan soon to install many more cameras in 50 other intersections.
The new system, the Electronic-Traffic Law Enforcement (E-TLE), which is scheduled to be fully-enforced in May, seems to be an effective way to force motorists will always feel monitored by the hidden cameras.
The police have confirmed the effectiveness of this system based on results of a trial period since early this month in which traffic violators were informed that they were being monitored. "The number of violations at Sarinah declined from about 500 to only 23 a day," said the head of Jakarta Traffic Police's law enforcement, Sr. Comr. Yakub Dedy Karyawan, early this week.
When the systems is fully operational, according to the police, the violators could be fined up to Rp. 1.5 million (US$174) : Rp 500.000 for violating a traffic signal, Rp. 500.000 for crossing a white line and Rp. 500.000 for entering a yellow box.
The introduction of the electronic traffic ticketing system is a good step to encouraging motorists to respect the laws, because undisciplined motorists who often ignore traffic signs worsen traffic congestion.

"The Jakarta Post"
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Lis Setiawati
27209017
3EB10
Bahasa Inggris Bisnis 2

Tugas 3 - Bahasa Inggris Bisnis 2

Lis Setiawati
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Contoh Kalimat pada Noun Clause

1. Introduction

Noun Clause sebagai Objek :
(a) He heard you story
(b) He said something

Noun Clause sebagai Subjek :
(a) His story was enjoying
(b) What he said was enjoying

2. Question Word

Question :
(a) Where does he live?
(b) What did she say?
(c) When do they arrive?

Noun Clauses :
(a) I know where he live
(b) I couldn’t hear what she said
(c) Do you know when they arrive?

3. Using Whether or If

Is Anna at home?

(a) I don’t know if Anna is at home
(b) I don’t know if Anna is at home or not
(c) I don’t know whether or not Anna is at home

4. Using That

(a) I am amazed that we made it to the Bus station on time.
(b) You are lucky that won the lottery.
(c) It is a fact that Mr. Andrew is a good teacher.

5. Using Infinitives

(a) No one could tell me how to start the engine
(b) The rules didn’t specify who to talk to in case of an emergency
(c) I didn’t know to write my home paper about

6. Using The Subjunctive

(a) It is important that he do her homework
(b) It is absolutely necessary that arrive on time
(c) It is important that you not be late.

7. Using –Ever Word

(a) The students may dress however they please
(b) The student may dress in any way that they please
(c) He can go wherever he wants to go
(d) He can go anyplace that he wants to go
(e) You may leave whenever you want
(f) You may leave at anytime that you want

Tugas 2 - Bahasa Inggris Bisnis 2

Lis Setiawati
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NOUN CLAUSES

1. Introduction : Noun Clauses

Noun (nomina) atau kata benda yang digunakan sebagai subjek atau objek, dengan kata lain digunakan untuk menunjukkan Nama orang, tempat, sesuatu, atau sebuah gagasan.

Noun Clause digunakan sebagai objek :
(a) He heard you story
(b) He said something

What did he say?
He said that he was tired

Pada (a) story adalah sebagai Noun, digunakan sebagai obyek dari kata kerja yaitu verba heard. Sedangkan (b) something, what did he say dan that he was tired adalah sebagai Noun clause.

Noun Clause digunakan sebagai subjek :
(c) His story was enjoying
(d) What he said was enjoying

Pada (c) story adalah sebagai Noun, digunakan sebagai subjek dalam kalimat dan (d) what he said adalah Noun Clause, digunakan sebagai subjek dalam kalimat. Noun Clause pada kalimat memiliki subjek sendiri yaitu he dan kata kerja/verba said.

2. Question Word

Noun Clauses yang diawali oleh bentuk kata Tanya atau kata pertanyaan yang biasa digunakan untuk memperkenalkan Noun Clauses atau klausa kata benda adalah seperti when, where, why, how, who, whom, what, whose dan lain-lain.
Pada kalimat di bawah where he live merupakan objek dari kata kerja, pertanyaan tidak menggunakan urutan kata didalam Noun Clauses dan subjeknya dapat mendahului kata kerja.

Question :
(a) Where does he live?
(b) What did she say?
(c) When do they arrive?

Noun Clauses :
(a) I know where he live
(b) I couldn’t hear what she said
(c) Do you know when they arrive?

Sebagai catatan, does, did, dan do digunakan pada bentuk pertanyaan tetapi tidak dalam tatanan Noun Clause.
Pada kalimat di bawah ini menerangkan bahwa urutan kata adalah sama dalam kedua pertanyaan dan klausa kata benda. Who : pada kalimat (a) adalah sebagai subjek. Pada kata he dalam kalimat (b) adalah sebagai subjek pertanyaan, jadi tempat di depan kata kerja atau verba (be) adalah Noun Clause.

Question :
(a) Who lives there?
(b) Who is he?

Noun Clause :
(a) I know who lives there
(b) I know who he is

Pada what he said adalah sebagai subjek dalam kalimat sebagai catatan Noun Clause subjek membutuhkan Singular Verb/kata kerja tunggal.

3. Using Whether Or If

Noun Clause/klausa kata benda yang diawali dengan whether or if dapat digunakan dalam bentuk pertanyaan (Question yes/no) yang dapat diubah ke suatu klausa kata benda, jika biasa digunakan pada memperkenalkan sebuah klausa. Sebagai contoh :

Is Anna At home?
-I don’t know if Anna is at home
-I don’t know if Anna is at home or not
-I don’t know whether or not Anna is at home

Whether lebih diterima dalam bahasa inggris formal, tetapi If cukup sering digunakan terutama dalam berbicara (speaking).

a. Yes/No Question

Conjunction yang dipakai adalah whether (or not/or if). Fungsi klausa ini adalah sebagai :
(a) Subjek Kalimat
(b) Objek Pelengkap
(c) Objek Kata kerja
(d) Objek Kata Depan

b. Wh-Question

Conjunction yang dipakai adalah kata Tanya itu sendiri, fungsi klausa ini adalah sebagai :
(a) Subjek Kalimat
(b) Objek Pelengkap
(c) Objek Kata kerja
(d) Objek Kata Depan

4. Using That

Kata That ketika diperkenalkan pada bentuk Noun Clause/Klausa kata benda maka that tidak memiliki makna, ini hanya menandai awal klausa dan seringkali itu dihilangkan dalam berbicara, seperti dalam kalimat (b). (Jika digunakan dalam berbicara maka ini bertekanan). Noun Clause dengan that digunakan sebagai subjek dari suatu kalimat hanya dengan kata kerja tertentu dan sering menjadi objek dari verba.

(a) I think that he is a good actor
(b) I think he is a good actor

Sebuah klausa nomina dapat diperkenalkan dengan kata that. Pada kalimat dibawah Mr. Andrew is a good teacher adalah termasuk klausa kata benda/Noun clause. Objek kata kerjanya adalah think.

-I think that Mr. Andrew is a good teacher

5. Using Infinitives

Bentuk kata Tanya when, where, how, who, whom, whose, what, which dan whether dapat diikuti oleh sebuah Infinitive (to). Setiap pasangan kalimat pada contoh mempunyai arti yang sama, perhatikan bahwa makna yang diungkapkan oleh infinitive adalah baik should atau can/could.
(a) I know what he should do
(b) I know what to do

6. Using The Subjunctive

Sebuah kata kerja Subjunctive adalah bentuk sederhana dari kata kerja. Kalimat dengan kata kerja Subjunctive umumnya menekankan pentingnya. Subjunctive digunakan dalam klausa kata benda yang mengikuti kata kerja tertentu dan pengungkapan. Dalam kalimat ini kata kerja Subjunctive hanya digunakan dalam bentuk/Form Simple, bukan dalam bentuk tunggal ataupun jamak.

(a) The teacher demands that we be on time
Be adalah sebagai kata kerja Subjunctive (Subjunctive Verb)
(b) I recommended that he not go to the movie
Bentuk negative : not + kata kerja bentuk Simple.

7. Using –Ever Word

Berikut –ever memberikan ide kata-kata any. Setiap pasangan kalimat pada contoh di bawah ini mempunyai arti yang sama.
-However
-Wherever
-Whenever
-Whichever
-Whatever
-Who(m)ever
-Whoever

Hanya Karena Ridho-Mu…

Mengharapkan kesuksesan yang tak kunjung datang, menghadapi dilema atas tuntutan orang-orang tercinta, dan segala daya upaya telah dilakukan, jalan mana lagi yang harus dilewati agar senantiasa diberikan kemudahan dan kelancaran?
Ketika ingin terkenal dan menjadi sorotan publik, yang merupakan hasrat hati diri sendiri semata, namun tak pernah terlihat titik terang yang menghantarkan suatu hasil. Apakah hanya cukup dengan berlatih keras dalam mengejar karir?
Jangan sampai kita khilaf saat semangat mengejar karir sedang bergelora, berpalinglah sejenak untuk meminta restu dari lingkaran orang-orang yang kita cintai.
Lihatlah sejenak, ketika ayah bunda menghabiskan waktunya mendidik seorang putra dan berharap akan menjadi manusia berguna dan dapat menjadi kebanggaan orangtua di kemudian hari, dan betapa kecewanya mereka jika harapannya luluh karena harus melawan ego kita. Dan semua itu karena kurangnya rasa sayang dan hormat kita terhadap orang tua.
“Ridho orangtua adalah Ridho Allah”, sesungguhnya hanya satu kalimat itulah yang harus dipahami bila semua keinginan kita ingin dikabulkan oleh sang maha Pengasih lagi Maha Penyayang. Karena Allah berjanji akan memberikan barokah kepada mereka anak-anak sholeh yang selalu berbakti kepada orangtuanya.
Apapun yang kita lakukan hendaklah mendapat restu dari orangtua, karena hanya ridho orangtua lah yang akan mengantarkan kita ke gerbang kesuksesan. Dan Allah senantiasa akan meridhoi pula semua jerih payah usaha kita. Dan hendaklah kita mendoakan mereka setiap saat.

Doa Untuk Kedua Orang Tua
“Rabbighfir lii waliwaa lidayya warhamhumaa kamaa rabbayaanii shaghiiraa”

Artinya :
“Ya Tuhanku, ampunilah aku dan kedua orang tuaku, dan sayangilah kedua orang tuaku sebagaimana mereka telah memelihara / mendidikku sewaktu aku kecil.”


Ya Allah,
Rendahkanlah suaraku bagi mereka
Perindahlah ucapanku di depan mereka
Lunakkanlah watakku terhadap mereka dan
Lembutkan hatiku untuk mereka

Ya Allah,
Berilah mereka balasan yang sebaik-baiknya, atas didikan mereka padaku dan
Pahala yang besar atas kesayangan yang mereka limpahkan padaku,
peliharalah mereka sebagaimana mereka memeliharaku.

Ya Allah,
Apa saja gangguan yang telah mereka rasakan atau kesusahan yang mereka
deritakan karena aku, atau hilangnya sesuatu hak mereka karena perbuatanku,
jadikanlah itu semua penyebab runtuhnya dosa-dosa mereka dan bertambahnya
pahala kebaikan mereka dengan perkenan-Mu ya Allah, hanya Engkaulah yang
berhak membalas kejahatan dengan kebaikan berlipat ganda.

Ya Allah,
Bila magfirah-Mu telah mencapai mereka sebelumku, Izinkanlah mereka memberi
syafa'at untukku. Tetapi jika sebaliknya, maka izinkanlah aku memberi
syafa'at untuk mereka, sehingga kami semua berkumpul bersama dengan
santunan-Mu di tempat kediaman yang dinaungi kemulian-Mu,ampunan-Mu serta
rahmat-Mu
Sesungguhnya Engkaulah yang memiliki Kurnia Maha Agung, serta anugerah yang
tak berakhir dan Engkaulah yang Maha Pengasih diantara semua pengasih.

Amin Ya Rabbul Alamin..

Lis Setiawati
27209017
3EB10
Bhs. Inggris Bisnis 2

Menggapai Asa.....

Setiap langkah menuju keberhasilan, kesuksesan, dan kebahagiaan pastinya tidak semulus yang kita harapkan. Walaupun jalan itu lurus, namun jika banyak bertaburan kerikil, membuat jalan kita menuju tujuan tidaklah mulus atau lancar. Hanya niat hati dan usaha keras yang dapat memotivasi kita untuk menuju sebuah keberhasilan.
Bolehkah kita bermimpi? semua makhluk boleh bermimpi, karena tanpa mimpi kita tidak tahu akan menjadi apa di kemudian hari nanti. Dan dengan bermimpi, hidup kita akan lebih termotivasi, dalam arti mimpi positif untuk pengembangan diri di kemudian hari. Dan sekali lagi, tidak ada yang gratis dalam mencapai suatu keberhasilan dan kesuksesan.
Dalam suatu peristiwa yang benar-benar membutuhkan ekstra tenaga dan pikiran, dan berharap berbuah hasil yang memuaskan, ternyata masih harus melalui berbagai ujian dan cobaan yang sempat memancing emosi atas hasil ujian dan cobaan tersebut. Seandainya bisa berkomunikasi langsung dengan sang Pencipta, mungkin sudah kutumpahkan ketidakpuasan ini, walaupun sudah kuketahui bahwa Penguasa alam selalu maha melihat dan maha mengetahui.
Mengikuti alur cerita kehidupan, terkadang sedih hingga menyayat hati, dan terkadang senang hingga terbahak-bahak, waktu perlahan terkikis hingga tak sadar sampai kapan asa itu kudapat?
Disaat waktu mulai menyempit, kurasakan kepuasan batin yang tak terhingga karena dapat melewati semua ujian dan cobaan itu. Walaupun di depan akan siap menghadang lagi sebuah ujian besar, namun dengan keyakinan hati dan usaha keras, aku yakin aku dapat menggapai asa itu yang tentunya atas ijin dan ridho dari sang pencipta alam yaitu Allah SWT.
Kepada semua generasi penerus, janganlah kalian takut untuk bermimpi, jangan menyerah sebelum berperang, kesempatan emas akan kalian gapai jika semangat terus membara dalam jiwa muda kalian. Menggapai asa sesuai harapan akan memberikan kepuasan tersendiri dalam jiwa.
_________________________________________________

Lis Setiawati
27209017
3EB10
Bahasa Inggris Bisnis 2